Jamii Bora Health

Jamii Bora Health program was introduced in March 2001 at the request of members. We offer two benefits to members.

Life Benefit
Jamii Bora Life Benefit is a unique benefit of being a member of Jamii Bora. Members with loans pay 1% of the loan amount for this benefit.

In case of a member’s death or permanent disability, Jamii Bora will pay the outstanding loan balance in full and the next of kin will receive the member’s savings plus an equivalent amount from Jamii Bora. Thus the family will remain with twice the member’s savings and will have no responsibility for the loan. Contribution to the Life Benefit is mandatory for a member with a loan.

Health Benefit

Jamii Bora Health Benefit is another unique member benefit for the entire family. 1,200 Shillings is the fee for a year for one adult and a maximum of four children. If the member wants to pay in installments, she can pay 120 Shillings per month for twelve months or 30 Shillings per week for 50 weeks. The Health Benefit covers all in-patient costs in our partner hospitals, largely mission hospitals. The main hospital used in Nairobi is St Mary’s Mission Hospital in Langata. Jamii Bora presently has over 30 partner hospitals all over the country. The Health benefit covers all in-patient treatment including maternity and HIV and has no upper limit in cost. The Jamii Bora health program has benefited many members and has saved many, many lives. When we save the life of a mother we have saved five to eight children from becoming orphans and street children. >>Read stories of members helped by the health benefit

Jamii Bora Health Cover

Once a member's portfolio has grown to receive the 1st loan the member automatically gets our health insurance cover.

Types of cover.

  • Kes 3200 health cover . Members are given a loan of initial deposit of 1600 to be paid gradually,it covers the member in-patient and 4 children under 18 years of age.
  • Kes.4200 health cover . Members are given a loan of initial deposit of 2200 to be paid gradually, it covers the member in-patient and 4 children under 18 years of age and the spouse.
  • Kes 15500 health cover. Members deposit 7750 and given a loan for the remainder balance to be paid gradually, it covers the member in-patient and out-patient and 4 children under 18 years of age and the spouse.
  • Maternity is our most popular health insurance cover product in operation for over 23 years since inception. It has helped a lot of poor women to deliver safely with mission hospitals we have agreement and partnership with. Under our Tumaini Program even Street beggars who save with us and have grown their loan portfolio to Kes 6000 are automatically given health cover and has helped a lot of street families to give birth safely in hospitals.